Working capital can matter, but the analysis is fact-specific. Explain which money is committed to the enterprise and how it is related to the business’s total cost.
Distinguish reserves from committed capital
An E-2 review works best when the commercial facts are placed ahead of a hoped-for immigration outcome. For this question, focus on whether the funds have been placed into the business and exposed to genuine commercial risk. Document the business account, binding commitments, operating purpose, and any conditions controlling release of the funds.
Read the governing instruction together with the actual agreement, identity record, financial material, or corporate record that bears on the point. A short summary can organize the evidence, but it cannot cure a missing legal element. The answer turns on the documented arrangement, not on a label chosen for convenience.
Avoid portraying personal emergency savings as invested capital unless the records show the required commitment and risk. Keep copies that show dates, authorship, and the connection between the claimed plan and the records. Where a rule has a time limit or a filing window, calculate it from the controlling event rather than from an informal target date.
Hypothetical example: an investor retains a large personal reserve while paying deposits, inventory, and a lease from a smaller business account. That example would call for a fact-specific review of the documents and timing before anyone relies on it. A remote consultation can help identify questions for the appropriate employer, business, or regulated adviser; it does not guarantee admission, a visa, or approval.