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PROGRAMME BRIEFING · LAIRDLaird

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Hypothetical example: a Sault Ste. Marie applicant is preparing an individual Gold Card case when the household’s plans change before payment. The Gold Card is the current official gift-plus-fee framework, not a conventional visa category or an EB-5 investment. Establish who will seek benefits, follow the official process, and re-verify the official terms immediately before any money moves. A Gold Card review must begin with the current official program instructions, not an investment-sales model. It is not a conventional visa and does not buy an interest in a company. The applicant's payment is made to the U.S. government as directed by the programme; it is not money sent to a project promoter. The safest administrative decision is to preserve official instructions and payment records at the time each action occurs, then compare later communications with that dated file. This separates a confirmed government process from third-party marketing or informal advice. An applicant should not make a payment, travel, or work commitment merely because a commercial adviser describes a pathway as settled; the current official direction and the person's own case remain controlling. An applicant should make a clear separation between the government process and any personal commercial plans in the United States. Owning a company, making a private investment, or hiring an adviser may be relevant elsewhere, but none changes the character of the required gift payment. Preserve the official recipient and amount, the applicant identity, the date, and all subsequent notices. If the programme instructions or household facts change, obtain current direction before attempting to repurpose money or assume an earlier payment covers another person.

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Official individual contributionUS$1 million
DHS processing feeUS$15,000
Review date7 September 2026
01

Confirm the people seeking benefits

Assess relationships, ages and individual eligibility using current facts. The programme recommends initial family inclusion, but that does not make every later change prohibited or automatically accepted. Obtain instructions for the actual change rather than guessing its effect. Identify the applicant, relevant family members, any corporate involvement, and the precise official eligibility pathway. A company may have a commercial reason to support an individual, but that fact does not replace the programme's own requirements.

02

Keep the amounts separate

The current official framework states a non-refundable US$15,000 DHS processing fee per applicant and, after vetting, a US$1 million gift that is deposited in the US Treasury for an individual applicant. Each joining spouse or unmarried child under 21 has the same fee and gift. A corporate sponsor instead makes a US$2 million gift on behalf of an employee and pays the processing fee per employee. Re-verify all official terms before any money moves. Keep payment evidence, official instructions, and case correspondence together with the applicant's identity records. A private confirmation or advisor invoice cannot prove that the official government step occurred.

03

Review the immigrant requirements

Applicable EB-1 or EB-2 eligibility, admissibility and visa availability remain relevant. A new family member or changed travel plan can require additional evidence. Payment does not override relationship or age rules or promise a shared decision date. Assess each family member's relationship, timing, and separate immigration process. Household planning becomes clearer when a later travel preference is not confused with an approval or work-permission event.

04

Reconcile official instructions

Maintain a record of applicants, fees already paid and gifts instructed. Verify any amended instructions through the official process. Do not wire an old estimate or assume a private adviser can reallocate a government payment without authorization. Use a staged calendar: current instructions, requested evidence, authorised payment, agency processing, and any later visa or admission steps. Changes in announcements should prompt a fresh official-source check before money moves or relocation commitments are made.

SOURCES FOR THIS GUIDE

Sources reviewed 2026-09-07. This guide covers a preparation focus; it is not an individual eligibility assessment.

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